Middle- to low-income families looking to buy a home in Annapolis will now have nine moderately priced options to choose from, according to the city.

The new homes are a mix of condominiums and townhouses and are priced in the low- to mid-$200,000 range. That's about $100,000 less than the average sales price of a home in Annapolis, and about $500,000 less than the average listing price in Annapolis, according to Trulia.com.

The lower prices are due to a 2004 law passed by the city establishing the Moderately Priced Dwelling Unit (MPDU) program. It requires new developers to price 12 percent of the units they build below the market rate.

Because of the down turn in the housing market, no new developments were under construction until recently.

To qualify for the housing program, an individual or household must have an income that is 100 percent or less than the median family income Baltimore Metropolitan Statistical Area (MSA), which ranges from $56,875 for an individual to $107,250 for a family of eight.

Buyers must also not own a home and be an Annapolis resident or employed within the city limits for at least the past 12 months. Teachers or staff members employed in the Annapolis school district and city employees also qualify, regardless of where they live.

After purchase, the owner must live in the unit as their primary residence or they must sell it to another MPDU eligible individual.

Here is a list of the current MPDU homes that are available:

Sailors Quay: Two condominium units, $216,801.

Located at the corner of Bay Ridge Avenue and Washington Street. Both have two-bedrooms and one bath.

Boucher Place: Four townhouses, $216,801.

Located on Boucher Avenue near President Street. These four have two bedrooms, one bath and a single-car garage.

Uptown at Murray Hill: Three townhouses, $252,030

Located on West Street between Southgate and Monticello Avenues, these townhouses all have three bedrooms and two baths.